Dental Insurance – Parsippany, NJ
Helping You Navigate Complicated Dental Insurance
Many patients aren’t fans of dealing with dental insurance because of all of the complicated jargon and varying coverage. Fortunately, with our financial coordinators at Rauchberg Dental Group by your side, you can rest-assured that understanding the ins-and-outs of your dental insurance plan will be easier than ever. We file claims with countless different companies every day, which makes us the perfect people to ask all of your coverage-related questions to!
Understanding How Dental Insurance Works
Every dental insurance plan is different, but they all primarily focus on preventing oral health problems from developing instead of retroactively treating issues as they occur. That means that, in order to get the most out of your investment, you should keep up with your routine preventive care. To help you better understand how your dental insurance plan works, it’s a good idea to also know these common terms that apply to basically every plan:
- Maximum: Your plan’s maximum is a capped-off amount of money that your dental insurance will pay out for your treatments in a calendar year.
- Deductible: The deductible is a set amount of money that your dental insurance company requires you to pay out of your own pocket before your benefits kick in.
- Premium: The premium is an annual or monthly amount that you pay for dental insurance coverage.
What Your Dental Insurance Plan Covers
Because there are so many dental insurance providers who all offer multiple plans, each individual’s coverage will vary. Generally, a policy will provide coverage based on how a specific treatment is categorized, with the most common categories being preventive, basic restorative, and advanced restorative. How a procedure is categorized and how much coverage it receives will be different from plan to plan. This is why the Rauchberg Dental Group is happy to offer a Complimentary Benefits Check, where we will go over your plan and let you know how much you’re covered for a specific treatment.
We Offer In-Network Savings & Welcome Out-of-Network Providers
At Rauchberg Dental Group, we’re proud to be an in-network provider with several dental insurance plans. This means that we’ve negotiated discounted rates and fees so we can pass on savings to you as long as you stay in-network. We also welcome out-of-network dental insurance as well, and we’re happy to file claims on your behalf to help you maximize your coverage. To learn whether we’re in-network with your provider, contact our dental office today!